Senior Software Engineer - Credit

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Description

Alt is unlocking the value of alternative assets, starting with the $5 B trading-card market. We let collectors buy, sell, vault, and finance their cards in one place and we are backed by leaders at Stripe, Coinbase, Seven Seven Six, and pro athletes like Tom Brady and Giannis Antetokounmpo. Our next frontier is real-time pricing at scale—the Alt Value that powers every trade, loan, and product on the platform. THE ROLE A collector borrows against a card sitting in our vault. We size the advance off its Alt Value, underwrite it, disburse the money, and manage the loan until the last dollar comes back or the collateral is released. Today too much of that path runs on people: manual approvals, hand-checked disbursements, a triage queue that grows when a transfer goes sideways, and screens that don't always tell the borrower where their money is. Your job is to turn that into a product. You'll implement our new underwriting design hand in hand with our data scientists, automate the loan workflow end to end, own disbursement failures until they stop happening, and ship the borrower and operator experiences on top, built from our designs. This is a full-stack seat: the same engineer who fixes the idempotency bug builds the screen that tells the borrower their funds are on the way. The north star: T7 (trailing 7-day) Disbursement within SLA rate, with a target of 99%. Every underwriting change, automation, triage fix, and screen you ship either moves that number or protects it. Sup

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